Complimentary PDF guide
The Hidden Wealth in Your Home
Understand usable equity, borrowing considerations and safeguards before your next new build.
Download your guide ↓Mortgage & finance strategies built around you
The right strategy makes all the difference.
Buying your first home, refinancing, investing or building? Start with a clear plan and mortgage guidance focused on your goals.
26+ years' professional experienceMultiple finance pathwaysPersonalised guidance
November 2026 · Build Sooner workshopCould you be ready to build
Could you be ready to build
sooner than you think?
Explore the finance questions behind your next new build — borrowing capacity, deposit options and managing cash flow during construction.
Check your readiness ↗
Complete the short questionnaire. Qualified applicants will be contacted personally, with workshop details confirmed by email.
The questionnaire is hosted by ScoreApp. By submitting your details you agree to be contacted by Custom Mortgage Planning about the workshop and related services. See our Privacy Policy.
Our finance solutions
Whatever the goal.
A strategy to explore.
There is no one-size-fits-all mortgage. Start with the lending solution that matches what you're looking to achieve.
⌂
First Home Buyers
Understand the purchase process, deposit options and the costs to plan for.
Discuss your options → ↗Refinancing
Review your existing loan structure, features and potential refinancing costs.
Explore refinancing → ▥Investment Lending
Explore finance structures for your next property investment decision.
Explore investment finance → ⚒Construction Loans
Navigate progress payments, valuation considerations and the construction period.
Plan your construction → ◈Business & Commercial
Finance conversations for business growth, commercial property and equipment.
Talk business finance → ◎Personal & Asset Loans
Explore lending options for personal needs, vehicles and eligible assets.
Explore solutions →
Why Custom Mortgage Planning
26+
Years of experience across finance and property — bringing perspective to complex lending decisions.
More than a mortgage
Finance decisions deserve more than a quick rate comparison.
The right solution depends on the bigger picture — your objectives, cash flow, property plans and the trade-offs that matter to you.
CMP takes a strategy-first approach to understanding your needs before exploring appropriate lending options.
Speak with Fred ↗A simpler journey
From questions to a clear plan.
01 / DISCOVER
Tell us what matters
We start by understanding your goals, current situation and the challenges you're facing.
02 / STRATEGISE
Explore your options
We research suitable lending pathways and explain their costs, conditions and trade-offs.
03 / PROGRESS
Move with confidence
When you're ready, we help you progress the application and navigate the lending process.
Your numbers. Your next step.
Make the possibilities
more tangible.
Explore three practical LS Broker tools, then discuss the assumptions and results with Fred. Estimates are a starting point for a conversation.
Refinance & consolidate
Compare your existing loan and explore refinancing or debt consolidation scenarios.
Investment property
Explore the numbers behind a potential investment property.
Retirement properties
Explore property scenarios alongside your longer-term goals.
Calculators are supplied by LS Broker and require an internet connection. Any details you submit are collected by LS Broker and passed to Custom Mortgage Planning so we can follow up with you — see our Privacy Policy. Results are indicative only and do not constitute a loan offer, borrowing capacity assessment, or financial or tax advice. Rates, fees, eligibility and lender criteria apply.
This review is an illustration only. It is not credit advice, a quote, or an offer of finance. Rates shown are indicative, are subject to change without notice, and are available only subject to lender approval and your individual circumstances. Fees, charges and government costs vary between lenders. You should confirm current pricing with your broker before acting.
Talk through your results ↗The CMP reading room
A little knowledge.
A better conversation.
Three complimentary guides to help you ask better questions and approach your property and mortgage decisions with a clearer plan.
Complimentary PDF guide
Pay Off Your Mortgage Faster
Explore the role of loan structure, repayments and practical mortgage habits.
Download your guide ↓
Complimentary PDF guide
A Beginner’s Guide to Building Wealth Through Property
Starting with new builds: understand location, finance, cash flow and the risks to consider.
Download your guide ↓General information only. The guides do not take into account your objectives, financial situation or needs and are not credit, financial, tax or legal advice. Examples are illustrative, not forecasts. Consider your circumstances, lender policies and current rules, and seek independent professional advice, before acting.
Client experiences
In their own words.
Fred is genuinely one of the good guys.
His exceptional experience and passion for property, mentoring & deep financial analysis truly adds value to his relationships.
I always appreciate opportunities to just discuss the lending, property landscape with Fred & more often than not, something really cool comes out of it.
We had an excellent experience working with Fred as our mortgage broker. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to understand our needs, explained every step of the process clearly, and worked tirelessly to find the best loan option for us.
Read full testimonial
Fred made what could have been a stressful experience feel smooth and straightforward. His attention to detail, honest advice, and commitment to achieving the best outcome gave us complete confidence throughout the journey.
We truly appreciate his support and would highly recommend Fred to anyone looking for a trustworthy and dedicated mortgage broker. Thank you, Fred, for making our home financing journey such a positive experience! 🏡😊
Excellent mortgage broker. He explained everything clearly, kept me informed throughout the process, and made the whole experience easy and stress-free. Highly recommend Fred!
Your next step
Strategy beats timing.
Whether you're ready to proceed or still weighing up your options, a structured conversation is a practical place to start.
Bookings are made through Calendly. Your details are used to arrange and prepare for your consultation — see our Privacy Policy.
Client information
Complaints resolution
Fred Thomasian trading as Custom Mortgage Planning is committed to the efficient and fair resolution of client complaints. If you have a complaint, please contact Fred first so we can work with you to resolve it.
Step 1 — Contact Custom Mortgage Planning
- Call Fred Thomasian on 0423 405 650
- Email fred@custommortgageplanning.com
We will acknowledge your complaint within 24 hours (or one business day) of receiving it and aim to resolve it within 30 days. If we cannot resolve it within 30 days, we will write to you explaining why and let you know of your right to take the complaint to the Australian Financial Complaints Authority (AFCA). Making a complaint is free.
Step 2 — If you are not satisfied, contact our licensee
National Lending Group Pty Ltd (Australian Credit Licence 412778) — Complaints Officer
- Email complaints@nlg.com.au
- Call 1300 653 480 (toll free) or (03) 8508 6666
- Write to 7/492 St Kilda Road, Melbourne VIC 3004
Step 3 — External Dispute Resolution — AFCA
Australian Financial Complaints Authority (AFCA)
www.afca.org.au · info@afca.org.au · 1800 931 678
GPO Box 3, Melbourne VIC 3001